The most important thing is to tackle any problem you have now, don't put it off. If you have a problem in meeting your mortgage payments tell your lender immediately. Also tell all your other lenders such as your bank and credit card companies. Keep them up to date as your circumstances change. If you're being considered for redundancy you might even want to tell your lender then.

After you've done that there are a few things to do that overlap. Read more »

Investors who are faced with the tough task of getting the best returns while keeping their money safe in this uncertain climate are increasingly looking at alternative options for how to save effectively. Gold in particular has traditionally been seen as a safe investment, especially during a time of recession or financial uncertainty like we have today. Read more »

With redundancies hitting the headlines on a daily basis, insurance to cover this risk is currently a hot topic. Unfortunately it's not a straightforward choice in deciding whether to take this out or precisely what type to go for. Read more »

Payment Protection Insurance (PPI) is often sold alongside loans, credit cards or mortgages to cover repayments if you are unable to work through accident, illness or unemployment in some circumstances. It has picked up a bit of bad reputation in the last year or two, not because it was a poor product, but because it wasn’t always being sold in the right way.

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