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April 2009

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Saving Money on Travel Insurance

Travel Insurance provides peace of mind that should anything happen to you while you are travelling abroad, you are protected both medically and financially.Like any other insurance, travel insurance requires you to select the correct policy to ensure that you are both covered should the worst happen and that you are not paying over the odds for the coverage.

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Key points from the 2009 Budget

Well we got two predictions from the Budget right, Alistair Darling didn't say "sorry" and he didn't wear a black tie. After that things got a bit tougher! Here's a short summary of personal finance key points in the Budget that could affect you.

 

 

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House prices and mortgages- on the road to recovery?

Almost every day a new opinion emerges on whether the housing market is beginning to emerge from one of its worst slumps, or whether we're in a downturn that is going to go on for at least the rest of this year. We all know that what started the current recession was a credit crunch when the banks stopped lending to each other. Since then we've been looking for signs of recovery.

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What the Budget could mean for you

Here are a few last minute ideas on just some of the possibilities and saving tips that might emerge -

 

1. Stamp duty cut extended Read more »

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Negative equity - what's it all about and how does it affect me?

Negative equity is simply the term used to describe when your mortgage is more than the value of your home. It could happen when you take on a mortgage for more than 100% of your property's valuation, but it's really much more widely used to describe the result of recent dips in the value of property so that the value of your home is now less than your mortgage.

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Haggling is not just for holidays!

Most of us have tried haggling in foreign markets and souks as a fun way of saving money and provides a sense of achievement on getting what you think is a 'great deal'. Now it's happening more widely across the UK from high street shops to car showrooms. But how do you know when it is worth trying and how far can you go?  Here are some saving tips to help you. Read more »

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Introducing Prepaid Cards

Prepaid payment cards are a fairly recent newcomer to the UK for saving money on. They have however been round quite a bit longer in the US. Basically they are pay-as-you-go debit cards. Money is loaded onto the card and it can be used to pay for purchases in shops, restaurants and online, or to withdraw money from a cash machine. You can only spend what has been loaded on to the card, so an important feature is that you can never get into debt. Read more »

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Saving Money on Food Shopping

With the ongoing recession everyone is looking for saving tips to help make their money go further every month. One area that simply cannot be dropped is food shopping. Fortunately, however, there are some sensible ways of significantly reducing your shopping costs and here are 10 simple ways of doing so.

1. When doing your weekly shop, consider your chosen supermarkets 'economy range' as often the products are the same just in different packaging and a huge amount cheaper. Read more »

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Pet Insurance - Don't ignore it

As a nation of animal lovers, when a pet becomes ill, it can be a very worrying and upsetting time. You want the very best treatment for your pet, yet anxiety over their health can be made worse by the concern of high vets' bills. The average cost of a visit to the vet is over £130. With one in three pets needing veterinary treatment each year, pet insurance is clearly an important consideration and potentially a key way of saving money if things go wrong. Read more »

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New Tax Year - New Limits

Monday saw the official start of the new tax year, which meant some significant changes in taxation and benefits. This year almost everyone is a winner. About 22m basic rate taxpayers will benefit from the decision to make permanent and extend an increase in income tax personal allowances. Here's a quick summary of all the key changes. Read more »