We hear about it everywhere now, everyone is talking about it and it’s even been added to the latest edition of the Oxford English Dictionary. Just so that you don’t miss out on the chat, here’s a quick (and hopefully simple) summary of what it’s all about....

What is a credit crunch? Read more »

Investing directly in the stock market often produces challenges in terms of research, stock selection and relatively high dealing costs. Rather than trying to deal with all of this hassle on your own, an attractive alternative is readily available in the way of Collective Investments where your money is pooled with other investors. The advantages of this are.... Read more »

Store Cards are similar to credit cards branded with the name of the store that issues it and can be used only to purchase goods from that chain. They are often promoted heavily in stores and can initially appear attractive, but beware there are many more disadvantages attached to them. Here are 10 very good reasons to avoid them....

1. They charge excessive rates of interest.

   The interest on most store cards is often double that of ordinary credit cards. Read more »