saving tips

3 comments
Your rating: None (2 votes)

How secure are Personal Finance Software Tools?

 

 

Whilst online banking has been widely adopted by many users throughout the world as a quick, efficient, and above all safe way of managing your finances, many users are reluctant to use online personal finance software as they are unsure of the security implications of managing their bank account from a third party website.

  Read more »

1 comment
Your rating: None (2 votes)

Save Money on Your Car

 

Here’s a collection of 15 money-saving tips which you, as a car owner, might not have thought of:

 

1. Follow the service schedule from the manufacturer: Not one from the car dealership. If there are no warning lights and your car is running fine, then the guys that built it know best. Unless your warranty requires otherwise, that is.

  Read more »

3 comments
Your rating: None (1 vote)

CTFs get 'Seven Year Hitch'

This Tuesday (1 September) is a big day for the 4.4 million children in Britain who have a child trust fund (CTF) account, designed to give them a financial head start in life. From that date, children turning seven will receive a government top-up payment into their CTF. Most will get £250, though about three in 10 (those from low-income families, broadly on less than £16,000 a year) will receive double that amount.

  Read more »

1 comment
Your rating: None (2 votes)

Keeping your mobile bills under control

Ringtones, text alerts and multimedia messaging are becoming more and more popular. But before you know it, the costs can start adding up and you'll end up with a mobile phone bill that could push you into debt. Here are 5 key saving tips to consider in order to avoid this.

 

1. Choosing the right tariff Read more »

0 comments
Your rating: None (1 vote)

Just graduated? - Time to keep tabs on your overdraft

With most degree ceremonies having taken place and a new influx of students ready to take up university places from their A level results today, it's time for those who have just graduated to take stock and make sure that they make the best of their degree and any job opportunities that they've been fortunate enough to land.

  Read more »

2 comments
Your rating: None (2 votes)

Child Benefits and Tax Credits - A Quick Summary

Many parents are confused over exactly what they are entitled to when a new baby arrives and as their family grows up. To help you, this article summarises three of the most common benefits available to parents.

 

Child Benefit is the only State benefit that's given to every family in the UK, regardless of individual circumstances. At current rates, you'll receive weekly payments of £20 for your oldest child and £13.20 for each of your other children.

  Read more »

1 comment
Your rating: None (1 vote)

Introduction to Capital Gains Tax

Most people have heard about Capital Gains Tax (CGT) but many are unclear on exactly what is and when they are liable for it. This short note summarises the basics of CGT.

 

CGT is a tax on the profit or gain you make when you sell, give away, transfer or exchange ('dispose of') something of value - 'an asset'. You don't pay CGT on some assets, for example personal possessions worth £6,000 or less, or in most cases, your main home.

  Read more »

1 comment
Your rating: None (1 vote)

Ten Golden Rules for Dealing with Debt

More and more people during the recession are finding themselves with issues over debt. This can emerge in various ways, for example Read more »

1 comment
Your rating: None (1 vote)

Tax efficient Savings Vehicles

If you invest or save money, unfortunately you will normally have to pay tax on the interest or income you get, but there are some savings and investments that give you a tax-free return. This article summarises the most common tax efficient vehicles that everyone should consider before deciding how to save. Saving tax means saving money!

  Read more »

0 comments
Your rating: None (2 votes)

As a student are your valuables protected?

Students may be poor, but they often own a lot of expensive items, from laptops, iPods and mobile phones to TVs and cameras - often with a total value of more than £2,000. But they stay in temporary accommodation where security is often lax and live a typical student lifestyle.

 

This makes students one of the groups most likely to become victims of crime, yet according to findings from the Home Office, many don't bother to insure their belongings at all. One in three students become a victim of crime, but many are ignoring the risk. Read more »