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It's no secret that Christmas can be a costly time of year. There’s dinner to prepare, rooms to decorate, gifts to purchase, and guests to entertain. We all want our Christmas to be special but we don’t want to end up spending money we just don’t have. Nobody wants financial worries to dampen their enjoyment of Christmas or for their budget to be broken. Thankfully, it doesn’t have to be like that.

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When it starts getting chilly and all you want is to keep warm, it’s very tempting to turn your central heating on, and leave it on all winter. When the energy bill arrives you might wish you had looked into some money-saving alternatives. Luckily, we’re here to provide you with some efficient ways to stay warm and save the pennies this winter.

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The freshers’ parties are over and students across the country are settling into their new routines. But student life can be more expensive than expected. Some people are content to accept the label of “poor student” and build more and more debt that will follow them into their working life, slowing their ability to save up and achieve their goals.

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If a friend or family member asks you for help, your instinct will be to help, which is good. Human beings should help each other. But dealing with personal finance issues requires logical decisions, based on you and your friend’s monetary situation.

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From our blog
A Great Christmas that Doesn’t Cost the Earth
It's no secret that Christmas can be a costly time of year. There’s dinner to prepare, rooms to de...
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